We've heard it our entire lives. Credit, credit, credit. If you don't have it, you can't do much in America.

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We need to do more training for our children on budgets and building credit. It could only help them when they're young. This is good financial news for our state. We have one of the ten cities with the largest credit score increase. I didn't see that coming.

Increasing that credit score is crucial for getting better financial opportunities. We are gonna look at both sides of this credit situation. We'll look at the cities with the largest and the smallest increases.

First, the cities with the smallest increases in credit score.

St. Louis

Boston

Durham, NC

Las Vegas (well, this one might be pretty easy to figure out)

Baton Rouge

 

WHAT ABOUT CITIES WITH THE LARGEST CREDIT SCORE JUMPS

 

Indianapolis

Detroit

Baltimore

Pittsburgh

And....

BIRMINGHAM, ALABAMA

 

This data is compiled by the folks at WalletHub.It's one of the things they do and are famous for.

Credit experts say you should use no more than 30% of your credit limit at a time and pay your entire balance each month if possible. Indianapolis had the biggest average credit jump in the United States. Alabama had just one city to represent the state. Georgia, Florida, and Mississippi did not have any cities on the list.

LOOK: The richest town in every state

Stacker used the Census Bureau American Community Survey Five-Year Data to identify each state's richest town based on median household income.

Gallery Credit: Stacker

 

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