This Could Come in Handy: Tailgating Accidents Covered by Insurance

Bama pregame can get pretty crazy during tailgating - especially when the Tide plays Texas A&M this weekend ... or Auburn at the end of the regular season. Here are four accidents that can happen while you're tailgating that could be covered by your insurance:

1.  You accidentally burn your car with the grill.  Like if you set it up too close, or you put it back in the trunk while it's still hot.  If you have comprehensive car insurance, you should be good to go.

2.  An opposing fan vandalizes your car. (Good possibility with all of Bama's haters) Most comprehensive car insurance policies cover vandalism.  So if someone breaks a window, rips off a side mirror, or keys the side of your car, you're probably covered.

3.  You undercook the food, and give all your friends food poisoning.  Their medical bills might be covered by your homeowners or renters insurance.  Those types of policies usually include personal liability insurance, and not just when you're at home.

4.  You damage someone else's property.  Like if you're throwing a football, and it knocks over their grill.  Again, if you have homeowners insurance, you're likely covered.  Or if you break their NOSE with the football, that might be covered too.